Genes and Insurance : Ethical, Legal and Economic Issues (Cambridge Law, Medicine and Ethics)
Editorial Reviews
Review
'... this timely book, a welcome translation from the Swedish original ... This excellent book tells a cautionary tale about the prospects of total and partial regulation ...'. The King's College Law Journal
'The legal and moral implications of genetic testing and insurance risk assessment are of growing importance as our knowledge of genetics and their impact on the development of disease increases. This book looks at the subject from ethical and economic angles, as well as from a legal viewpoint, and should be read by all those interested in the ongoing debate on the extent to which disclosure of genetic information to insurers should be regulated.' Actuary
'Genes and Insurance is both thought provoking and a good read ...'. Ken Davidson, Chairman of Crispin Speers & Partners (Lloyds Brokers), past Chairman of the British Insurance Law Association
Book Description
The authors of this study emphasize the effectiveness of collectively funded public insurances as opposed to genetic information regulation within the private insurance sector. Genetics has provided tools to determine individuals' risk of future disease, which is of key interest for insurance companies in determining insurance premiums; but persons with high enough risk may remain uninsured. For this reason, genetic information has been regulated. But, regulation may not be the solution, according to the authors, and they call for the resumption of social insurance, a key element of the welfare state.
Genes and Insurance : Ethical, Legal and Economic Issues (Cambridge Law, Medicine and Ethics),Marcus Radetzki,Marian Radetzki,Niklas Juth,Alexander McCall-Smith,Cambridge University Press,0521830907,Business & Economics,Business / Economics / Finance,Business/Economics,Economic History,General,Genetic screening,Insurance - General,Insurance, Life,Law and legislation,Moral and ethical aspects,Privacy, Right of,Insurance,Insurance law,Law / Medical Law & Legislation,Medical ethics,Social & political philosophy
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